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Mortgage products that help you with home ownership!

At First Southern Bank, we are staffed with highly experienced mortgage loan originators.


Dawn Baughman

NMLS #526266

Dawn joined First Southern Bank in March of 2007. Before coming to First Southern, Dawn worked in the mortgage industry for more than 14 years originating, processing and closing loans. Dawn is a member of Enon Landmark Missionary Baptist Church located in Columbia. She is also an active member of the Kiwanis Club and the MCDP Ambassadors Committee.

With her experience and knowledge of mortgage lending, Dawn enjoys helping her borrowers accomplish the dream of home ownership.

If you want to purchase or refinance a home, please contact Dawn at 601-731-6025 or DawnB@fsb-ms.com.


Erin Stovall

NMLS #2695279

Erin Stovall joined First Southern Bank in December 2024, bringing a passion for helping others realize their dream of homeownership. With a deep commitment to her clients, Erin strives to guide each borrower through the mortgage process with care and expertise.

Outside of work, Erin enjoys spending time outdoors and cherishing moments with her family. As a proud member of Temple Baptist Church, she values faith, community, and service. Erin is excited about her journey in the mortgage industry and is eager to see what the future holds as she helps individuals and families secure their homes.

If you want to purchase or refinance a home, please contact Erin at 601-450-4311 or ErinS@fsb-ms.com.