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Banking products for your personal needs!

At First Southern Bank, our number one priority is you. We strive to provide products that meet your specific needs. We offer the following personal banking products:


Free & Easy Checking

This account type has the following features:

- $50.00 Deposit Required to Open
- No Service Charge
- No Minimum Balance
- Unlimited Check Writing


Gold Key Checking

This account type has the following features:

- $500.00 Deposit Required to Open
- No Service Charge
- Interest is Earned on Minimum Daily Balance of $1,000.00
- Unlimited Check Writing


Silver Key Checking

This account type has the following features:

- $1,000.00 Deposit Required to Open
- Waived $10.00 Service Charge if Minimum Balance of $1,000.00 is Maintained
- Interest is Earned on Minimum Daily Balance of $1,000.00
- Unlimited Check Writing


Personal NOW

This account type has the following features:

- $100.00 Deposit Required to Open
- Waived $5.00 Service Charge if Minimum Balance of $1,000.00 is Maintained
- Interest is Earned on Minimum Daily Balance of $500.00
- Unlimited Check Writing


Regular Savings

This account type has the following features:

- $50.00 Deposit Required to Open
- No Service Charge
- No Minumum Balance
- Interest Bearing
- 6 Withdrawals per Month Allowed *

* Refer to "Truth in Savings Disclosure" for this account type for information regarding transaction limitations.


Variable Yield Plus

This account type has the following features:

- $2,500.00 Deposit Required to Open
- Waived $5.00 Service Charge if Minimum Balance of $1,000.00 is Maintained
- Interest is Earned on Minimum Daily Balance of $500.00
- Unlimited Check Writing - 6 Withdrawals per Month Allowed *

* Refer to "Truth in Savings Disclosure" for this account type for information regarding transaction limitations.


Other Products

First Southern Bank also offers the following:

- 24 Hour Telephone Banking
- 24 Hour Online Banking
- Online Bill Pay Service
- KeyMobile (Mobile Banking App)
- Safety Deposit Boxes
- Overdraft Protection (for qualified applicants)


For information on any of First Southern Bank's products, offerings or rates, please contact any of our New Accounts personnel.

Click HERE to find a representative in your area.